Learn the easy and fast way to apply for a BNI credit card, either online, offline, or by post, with clear step-by-step guidance.
Having a credit card is now a practical choice for everyday transactions. Many banks offer credit card products with various benefits and conveniences to make financial management easier.
One of the banks that offers credit card facilities is Bank Negara Indonesia (BNI). BNI provides several options for credit card application methods that you can choose from, ranging from conventional to digital methods.
If you are interested in having a BNI credit card, you can choose the application method that best suits your preferences and convenience. Here is a complete explanation of how to apply for a BNI Credit Card, either offline, online, or by post.
How to Make a BNI Credit Card Offline
For many people, applying for a credit card directly to the bank is the preferred option. This process allows you to get clearer information about the credit card products offered, as well as ensure that the application form is filled out correctly. Here are the steps to apply for a BNI credit card offline:
- Visit the Nearest BNI Bank: The first step is to visit the BNI branch closest to where you live.
- Take a Queue Number at the Customer Service Desk: After arriving at the bank, take a queue number for Customer Service (CS).
- Wait for the Queue Number Call: Wait until your queue number is called by the CS officer to serve your credit card application.
- Filling out the Credit Card Application Form: After being called, you will be given a credit card application form that must be filled out completely and correctly. If there is any part that is unclear, you can ask the officer directly.
- Submitting the Form and Supporting Documents: Once the form is filled out, submit the credit card application form along with the required documents, such as a photocopy of your ID card, pay slip, and proof of address.
- Application Verification and Approval: Bank BNI will verify the data and documents you submit. If all data is correct, your credit card application will be processed and approved by the bank.
Applying for a credit card offline gives you the opportunity to directly ask about credit card products and an application process that is easier to understand.
How to Make a BNI Credit Card Online
In today’s digital age, applying for a BNI credit card does not have to be done directly at a branch.
BNI Bank allows you to apply for a credit card online. This method is very practical, especially if you don’t want to leave the house. Here are the steps to apply for a BNI credit card online:
- Open a Browser on a Laptop or Smartphone: The first step is to open a browser on your device, either a laptop or smartphone.
- Visit the BNI Credit Card Application Page: Open the official BNI credit card application page via https://applykartukredit.bni.co.id/bni.
- Select “Apply for Credit Card”: On the main page of the site, click the “Apply for Credit Card” button to start the application process.
- Prepare the Required Documents: Make sure you have prepared the documents such as e-KTP and selfie photos required for the verification process.
- Read and Agree to Disclaimer: On the Disclaimer page, click “OK” to continue the submission process.
- Select BNI Credit Card Type: Select the type of BNI credit card that suits your needs, such as BNI Visa, MasterCard, or other available card types.
- Upload e-KTP Photo and Selfie: Upload a clear photo of your e-KTP and a selfie with your e-KTP as identity verification.
- Fill in your personal data completely: Enter your personal information, including your full name, NIK, place and date of birth, gender, mobile phone number, and email address.
- Click “Continue”: After filling in all the information, click the “Continue” button and follow the next steps.
- Data Verification by Officer: After the application is complete, a BNI officer will contact you by phone to verify the data. Make sure you answer the phone from the bank for a smooth application process.
Applying for a BNI credit card online allows you to save time and energy, because you don’t need to visit the bank in person.
How to Make a BNI Credit Card by Post
For some people, applying for a credit card by mail is a more traditional and convenient way. Although this method takes longer, it is an option for those who prefer to do everything outside the digital world. Here are the steps to apply for a BNI credit card by mail:
- Visit the BNI Credit Card Application Page: Open the official BNI Bank website at https://www.bni.co.id/id-id/personal/kartu-kredit/jen.
- Download and Print Application Form: Click the option to download the BNI credit card application form and print the form.
- Fill in the Form and Sign: Fill in the credit card application form completely and make sure you sign it in the space provided.
- Send Form and Supporting Documents: Send the completed form along with the required documents such as a photocopy of your ID card, pay slip, and proof of address to the following address: PT Bank Negara Indonesia (Persero), Tbk.
- Application Verification and Approval: After the form and documents are submitted, BNI staff will contact you for verification. Make sure you answer the phone call that may come from a BNI credit card analyst.
BNI Credit Card Activation
Once your BNI credit card is approved and accepted, you need to activate the card so that it can be used. There are two ways you can choose to activate your BNI credit card:
1. Activation via Phone
You can contact BNI Call at number 1500046 which is available 24 hours. Follow the instructions to activate your credit card.
2. Activation via SMS
Send SMS with the following format:
- “AKT <space> your credit card number <space> date of birth (ddmmyyyy)” to number 3346.
- If you also have additional credit cards, you can send the same format by adding the additional card number.
Applying for a BNI credit card is now easier, either offline, online, or by post. Each method has its own advantages and conveniences that can be adjusted to your preferences.
Make sure you prepare the necessary documents and understand the entire application procedure before proceeding further.
With a BRI Credit Card, you can enjoy various benefits such as easy transactions and various attractive promotions. Choose the submission method that best suits your needs and enjoy a more practical and profitable transaction experience.
